S&T Bancorp (STBA) Stock: Buy, Sell, or Hold?
STBA - S&T Bancorp Inc
$48.86
-0.38 (-0.77%)
▼
5d:
+1.86%
30d:
-0.79%
90d:
-4.16%
BUY
MODERATE Confidence
Analysis Updated: Oct 21, 2026 12:00 AM ET
Earnings: Oct 22, 2026
0d
Get Alerted When STBA Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: STBA shows positive signals but monitor for confirmation. Market pricing in 0.9% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: STBA shows positive signals but monitor for confirmation. Market pricing in 0.9% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$54.68
Based on 2.8% avg growth
INTRINSIC VALUE TODAY
$33.95
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: STBA is currently trading at $48.86, which is considered fair relative to its 30-day fair value range of $48.40 to $49.79. The stock's valuation (Forward PE: 12.2) is in line with its historical norms (11.9). At these levels, the market is pricing in 0.9% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, STBA is in a uptrend. The price is approaching resistance at $49.60. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: STBA scores 68/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, STBA is in a uptrend. The price is approaching resistance at $49.60. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: STBA scores 68/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$48.40 -
$49.79
Company Quality Score
65/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
79.5%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (68/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($53.33)
- NEUTRAL: Market pricing in 0.9% annual earnings growth - fairly valued
- BULLISH: Bottoming setup score 68/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$48.40 -
$49.79
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$47.07
Resistance Level
$49.60
Current Trend
Uptrend
Technical data as of
Oct 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.21
Wall Street Target
$53.33
(+9.2%)
Revenue Growth (YoY)
6.1%
Earnings Growth (YoY)
22.9%
Profit Margin
34.8%
Valuation Premium vs History
+0.9% premium
PE vs Historical
12.2 vs 11.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.9%
(market-implied from PE analysis)
1-Year Target
$49.30
(+1%)
2-Year Target
$49.74
(+2%)
3-Year Target
$50.19
(+3%)
3-Yr Target (if PE normalizes)
(PE: 12→12)
PE COMPRESSION
$48.93
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 1.6%)
$83.28
(+70%)
Base:
(SPY PE: 12.2, Growth: 1.6%)
$51.18
(+5%)
Bear:
(PE: 10.4, Growth: 1.6%)
$43.51
(-11%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 13.10 | Current EPS (TTM): $3.76
Bull Case
$57.66
(+18%)
Analyst growth 6.5%, PE expands to 14.4
Base Case
$52.42
(+7%)
Market implied 6.5%, PE stable at 13.1
Bear Case
$33.48
(-32%)
Severe decline -20.0%, PE contracts to 11.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 22, 2026 8:45 AM ET
Data refreshes hourly during market hours. Next update: 9:45 AM
Data refreshes hourly during market hours. Next update: 9:45 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is STBA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
STRONG BUY
22 analysts |
$62 | 62 BUY |
|
NU
Nu Holdings Ltd |
STRONG BUY
22 analysts |
$19 | 50 HOLD |
|
KEY
KeyCorp |
BUY
20 analysts |
$25 | 63 BUY |
|
UMBF
UMB Financial Corporation |
STRONG BUY
16 analysts |
$164 | 61 BUY |
|
EWBC
East West Bancorp Inc |
STRONG BUY
16 analysts |
$148 | 52 HOLD |
