S&T Bancorp (STBA) Stock: Buy, Sell, or Hold?
STBA - S&T Bancorp Inc
$49.99
-0.14 (-0.28%)
▼
5d:
-0.24%
30d:
-2.88%
90d:
+6.05%
BUY
MODERATE Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Oct 22, 2026
Get Alerted When STBA Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: STBA shows positive signals but monitor for confirmation. Market pricing in 1.9% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: STBA shows positive signals but monitor for confirmation. Market pricing in 1.9% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$53.69
Based on 2.7% avg growth
INTRINSIC VALUE TODAY
$33.34
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: STBA is currently trading at $49.99, which is considered slightly low relative to its 30-day fair value range of $49.68 to $51.40. The stock's valuation (Forward PE: 12.5) is in line with its historical norms (11.8). At these levels, the market is pricing in 1.9% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, STBA is in a strong uptrend. The price is currently testing key support at $48.88. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: STBA scores 60/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, STBA is in a strong uptrend. The price is currently testing key support at $48.88. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: STBA scores 60/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$49.68 -
$51.40
Company Quality Score
60/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
86.7%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($53.33)
- NEUTRAL: Market pricing in 1.9% annual earnings growth - fairly valued
- BULLISH: Bottoming setup score 60/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$49.68 -
$51.40
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$48.88
Resistance Level
$50.80
Current Trend
Strong Uptrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.52
Wall Street Target
$53.33
(+6.7%)
Revenue Growth (YoY)
6.1%
Earnings Growth (YoY)
22.9%
Profit Margin
34.8%
Valuation Premium vs History
+1.9% premium
PE vs Historical
12.5 vs 11.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.9%
(market-implied from PE analysis)
1-Year Target
$50.94
(+2%)
2-Year Target
$51.91
(+4%)
3-Year Target
$52.89
(+6%)
3-Yr Target (if PE normalizes)
(PE: 13→12)
PE COMPRESSION
$49.85
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 1.3%)
$83.82
(+68%)
Base:
(SPY PE: 12.5, Growth: 1.3%)
$52.03
(+4%)
Bear:
(PE: 10.6, Growth: 1.3%)
$44.23
(-12%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 13.19 | Current EPS (TTM): $3.80
Bull Case
$57.94
(+16%)
Analyst growth 5.1%, PE expands to 14.5
Base Case
$52.67
(+5%)
Market implied 5.1%, PE stable at 13.2
Bear Case
$34.09
(-32%)
Severe decline -20.0%, PE contracts to 11.2
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 12, 2026 12:49 AM ET
Data refreshes hourly during market hours. Next update: 1:49 AM
Data refreshes hourly during market hours. Next update: 1:49 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is STBA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
CFG
Citizens Financial Group… |
STRONG BUY
17 analysts |
$81 | 65 BUY |
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 62 BUY |
|
RF
Regions Financial Corpor… |
HOLD
21 analysts |
$33 | 67 BUY |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$93 | 61 BUY |
|
FHN
First Horizon Corporation |
BUY
16 analysts |
$28 | 66 BUY |
