STBA Stock Analysis: Buy, Sell, or Hold?
STBA - S&T Bancorp Inc
$50.38
0.18 (0.36%)
▲
5d:
-1.49%
30d:
-1.18%
90d:
+12.01%
HOLD
MODERATE Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Oct 22, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: STBA is fairly valued with market pricing in 2.3% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: STBA is fairly valued with market pricing in 2.3% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$53.69
Based on 2.7% avg growth
INTRINSIC VALUE TODAY
$33.34
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: STBA is currently trading at $50.38, which is considered slightly low relative to its 30-day fair value range of $49.99 to $52.26. The stock's valuation (Forward PE: 12.6) is in line with its historical norms (11.8). At these levels, the market is pricing in 2.3% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, STBA is in a strong uptrend. The price is currently testing key support at $49.64. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 54/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, STBA is in a strong uptrend. The price is currently testing key support at $49.64. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 54/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$49.99 -
$52.26
Company Quality Score
60/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
75.7%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (54/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($53.33)
- NEUTRAL: Market pricing in 2.3% annual earnings growth - fairly valued
- NEUTRAL: Bottoming setup forming (54/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$49.99 -
$52.26
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$49.64
Resistance Level
$52.02
Current Trend
Strong Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.62
Wall Street Target
$53.33
(+5.9%)
Revenue Growth (YoY)
6.1%
Earnings Growth (YoY)
22.9%
Profit Margin
34.8%
Valuation Premium vs History
+2.3% premium
PE vs Historical
12.6 vs 11.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.3%
(market-implied from PE analysis)
1-Year Target
$51.54
(+2%)
2-Year Target
$52.72
(+5%)
3-Year Target
$53.94
(+7%)
3-Yr Target (if PE normalizes)
(PE: 13→12)
PE COMPRESSION
$50.44
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 1.3%)
$83.41
(+66%)
Base:
(SPY PE: 12.6, Growth: 1.3%)
$52.44
(+4%)
Bear:
(PE: 10.7, Growth: 1.3%)
$44.57
(-12%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 13.32 | Current EPS (TTM): $3.77
Bull Case
$58.49
(+16%)
Analyst growth 5.9%, PE expands to 14.7
Base Case
$53.17
(+6%)
Market implied 5.9%, PE stable at 13.3
Bear Case
$34.14
(-32%)
Severe decline -20.0%, PE contracts to 11.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 22, 2026 11:51 PM ET
Data refreshes hourly during market hours. Next update: 12:51 AM
Data refreshes hourly during market hours. Next update: 12:51 AM
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Technical Signals Check
Is STBA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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