S&T Bancorp (STBA) Stock: Buy, Sell, or Hold?
STBA - S&T Bancorp Inc
$49.01
0.64 (1.32%)
▲
5d:
-1.19%
30d:
-0.39%
90d:
-0.24%
WAIT
LOW Confidence
Analysis Updated: Oct 1, 2026 12:00 AM ET
Earnings: Oct 22, 2026
19d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: STBA shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: STBA shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$54.68
Based on 2.8% avg growth
INTRINSIC VALUE TODAY
$33.95
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: STBA is currently trading at $49.01, which is considered oversold relative to its 30-day fair value range of $49.18 to $50.25. The stock's valuation (Forward PE: 12.2) is in line with its historical norms (11.9). At these levels, the market is pricing in 1.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, STBA is in a strong uptrend. The price is approaching resistance at $50.31. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: STBA scores 30/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, STBA is in a strong uptrend. The price is approaching resistance at $50.31. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: STBA scores 30/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$49.18 -
$50.25
Company Quality Score
50/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
53.3%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (30/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($53.33)
- NEUTRAL: Market pricing in 1.0% annual earnings growth - fairly valued
- WARNING: Composite score 50/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$49.18 -
$50.25
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$47.40
Resistance Level
$50.31
Current Trend
Strong Uptrend
Technical data as of
Oct 1, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.24
Wall Street Target
$53.33
(+8.8%)
Revenue Growth (YoY)
6.1%
Earnings Growth (YoY)
22.9%
Profit Margin
34.8%
Valuation Premium vs History
+1.0% premium
PE vs Historical
12.2 vs 11.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.0%
(market-implied from PE analysis)
1-Year Target
$49.50
(+1%)
2-Year Target
$50.00
(+2%)
3-Year Target
$50.50
(+3%)
3-Yr Target (if PE normalizes)
(PE: 12→12)
PE COMPRESSION
$49.08
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 1.6%)
$85.54
(+75%)
Base:
(SPY PE: 12.2, Growth: 1.6%)
$51.34
(+5%)
Bear:
(PE: 10.4, Growth: 1.6%)
$43.64
(-11%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 12.97 | Current EPS (TTM): $3.73
Bull Case
$57.10
(+17%)
Analyst growth 7.3%, PE expands to 14.3
Base Case
$51.91
(+6%)
Market implied 7.3%, PE stable at 13.0
Bear Case
$32.89
(-33%)
Severe decline -20.0%, PE contracts to 11.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 02, 2026 5:35 AM ET
Data refreshes hourly during market hours. Next update: 6:35 AM
Data refreshes hourly during market hours. Next update: 6:35 AM
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Technical Signals Check
Is STBA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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