APPN vs RELY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 21, 2026

APPN

29.5
AI Score
VS
RELY Wins

RELY

31.0
AI Score

Investment Advisor Scores

APPN

30score
Recommendation
SELL

RELY

31score
Recommendation
SELL

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric APPN RELY Winner
Revenue 405.44M 947.96M RELY
Net Income -13.34M 254.96M RELY
Net Margin -3.3% 26.9% RELY
Operating Income -2.28M 120.42M RELY
ROE 12.7% 22.6% RELY
ROA -2.3% 16.3% RELY
Total Assets 585.71M 1.57B RELY
Cash 121.11M 676.39M RELY
Current Ratio 1.00 3.18 RELY
Free Cash Flow 58.42M 209.34M RELY

Relative Price Performance (Last 90 Days)

APPN 1M: +39.2% · 3M: +104.9% RELY 1M: +17.3% · 3M: +9.5%

Current Technical Phase

APPN

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (13.8% over 20 days), RSI 76

RSI (14): 75.7 · Price: $52.35

RELY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 58

RSI (14): 58.4 · Price: $24.82

Fundamentals Snapshot

Metric APPN RELY
Market Cap — —
Forward P/E 36.8 15.4
Trailing P/E — 18.3
Revenue (TTM) — —
Revenue Growth 0.2% 0.2%
Gross Margin 0.7% 0.6%
Operating Margin 0.0% 0.1%
EPS -0.14 1.38
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, RELY is currently the stronger investment candidate, winning 10 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.