AVPT vs PAYO

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 09, 2026

AVPT

47.7
AI Score
VS
PAYO Wins

PAYO

52.9
AI Score

Investment Advisor Scores

AVPT

48score
Recommendation
HOLD

PAYO

53score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric AVPT PAYO Winner
Revenue 241.74M 535.85M PAYO
Net Income 42.82M 17.13M AVPT
Net Margin 17.7% 3.2% AVPT
Operating Income 22.95M 46.95M PAYO
ROE 9.8% 2.6% AVPT
ROA 5.7% 0.2% AVPT
Total Assets 757.00M 8.76B PAYO
Cash 417.25M 346.32M AVPT
Current Ratio 2.00 1.00 AVPT
Free Cash Flow 37.72M 91.89M PAYO

Relative Price Performance (Last 90 Days)

AVPT 1M: -2.8% · 3M: +16.7% PAYO 1M: +0.0% · 3M: +5.5%

Current Technical Phase

AVPT

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 42

RSI (14): 41.6 · Price: $12.66

PAYO

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (3.1% over 20 days), RSI 57

RSI (14): 56.7 · Price: $7.12

Fundamentals Snapshot

Metric AVPT PAYO
Market Cap
Forward P/E 26.2 15.5
Trailing P/E 41.2 50.9
Revenue (TTM)
Revenue Growth 0.2% 0.1%
Gross Margin 0.7% 0.9%
Operating Margin 0.1% 0.1%
EPS 0.31 0.14
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, PAYO is currently the stronger investment candidate, winning 4 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.