BAND vs PAYO

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 04, 2026

BAND

29.5
AI Score
VS
PAYO Wins

PAYO

54.6
AI Score

Investment Advisor Scores

BAND

30score
Recommendation
SELL

PAYO

55score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric BAND PAYO Winner
Revenue 208.78M 535.85M PAYO
Net Income 4.12M 17.13M PAYO
Net Margin 2.0% 3.2% PAYO
Operating Income -4.62M 46.95M PAYO
ROE 1.0% 2.6% PAYO
ROA 0.4% 0.2% BAND
Total Assets 984.20M 8.76B PAYO
Cash 47.28M 346.32M PAYO
Current Ratio 0.94 1.00 PAYO

Relative Price Performance (Last 90 Days)

BAND 1M: +34.0% · 3M: +5.1% PAYO 1M: +0.4% · 3M: +0.3%

Current Technical Phase

BAND

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 65

RSI (14): 65.3 · Price: $63.74

PAYO

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 55

RSI (14): 54.5 · Price: $7.15

Fundamentals Snapshot

Metric BAND PAYO
Market Cap — —
Forward P/E 33.2 15.5
Trailing P/E — 51.0
Revenue (TTM) — —
Revenue Growth 0.2% 0.1%
Gross Margin 0.4% 0.9%
Operating Margin 0.0% 0.1%
EPS -0.34 0.14
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, PAYO is currently the stronger investment candidate, winning 8 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.