CACC vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 03, 2026

CACC

49.2
AI Score
VS
UPST Wins

UPST

56.3
AI Score

Investment Advisor Scores

CACC

49score
Recommendation
HOLD

UPST

56score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric CACC UPST Winner
Forward P/E 10.2775 13.587 CACC
PEG Ratio 1.154 0 Tie
Revenue Growth 9.5% 42.3% UPST
Earnings Growth 70.6% 211.2% UPST
Tradestie Score 49.2/100 56.3/100 UPST
Profit Margin 38.5% 4.7% CACC
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

CACC 1M: -13.2% · 3M: -19.7% UPST 1M: -19.0% · 3M: -33.6%

Current Technical Phase

CACC

Markdown
Sell / avoid

Price below a falling SMA50 (slope -3.9%), weak momentum, RSI 32

RSI (14): 32.4 · Price: $527.50

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -9.6%), weak momentum, RSI 31

RSI (14): 30.7 · Price: $22.81

Fundamentals Snapshot

Metric CACC UPST
Market Cap — —
Forward P/E 9.6 6.6
Trailing P/E 11.7 44.1
Revenue (TTM) — —
Revenue Growth 0.1% 0.4%
Gross Margin 0.9% 0.8%
Operating Margin 0.5% 0.1%
EPS 43.67 0.52
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.