CACC vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 01, 2026

CACC

54.0
AI Score
VS
UPST Wins

UPST

55.3
AI Score

Investment Advisor Scores

CACC

54score
Recommendation
HOLD

UPST

55score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric CACC UPST Winner
Forward P/E 11.6822 33.67 CACC
PEG Ratio 1.154 0 Tie
Revenue Growth 12.7% 44.6% UPST
Earnings Growth 43.2% 209.1% UPST
Tradestie Score 54.0/100 55.3/100 UPST
Profit Margin 35.5% 4.2% CACC
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

CACC 1M: -11.6% · 3M: +14.6% UPST 1M: -11.4% · 3M: -5.2%

Current Technical Phase

CACC

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 46

RSI (14): 45.9 · Price: $580.86

UPST

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 53

RSI (14): 52.6 · Price: $30.42

Fundamentals Snapshot

Metric CACC UPST
Market Cap
Forward P/E 10.5 8.7
Trailing P/E 14.2 66.9
Revenue (TTM)
Revenue Growth 0.1% 0.4%
Gross Margin 0.9% 0.8%
Operating Margin 0.5% 0.0%
EPS 40.11 0.41
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.