CBU vs CTBI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 10, 2026

CBU

62.1
AI Score
VS
CBU Wins

CTBI

54.9
AI Score

Investment Advisor Scores

CBU

62score
Recommendation
BUY

CTBI

55score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric CBU CTBI Winner
Net Income 210.46M 56.81M CBU
ROE 10.5% 6.4% CBU
ROA 1.2% 0.8% CBU
Total Assets 17.30B 6.99B CBU
Cash 301.75M 514.35M CTBI
Free Cash Flow 233.33M 81.00M CBU

Relative Price Performance (Last 90 Days)

CBU 1M: -4.0% · 3M: -4.3% CTBI 1M: -0.8% · 3M: +10.8%

Current Technical Phase

CBU

Markdown
Sell / avoid

Price below a falling SMA50 (slope -0.9%), weak momentum, RSI 41

RSI (14): 41.3 · Price: $62.54

CTBI

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (3.9% over 20 days), RSI 56

RSI (14): 56.0 · Price: $77.67

Fundamentals Snapshot

Metric CBU CTBI
Market Cap
Forward P/E 12.1 12.0
Trailing P/E 14.5 12.8
Revenue (TTM)
Revenue Growth 0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.5%
EPS 4.33 6.05
Dividend Yield 0.03% 0.03%

Frequently Asked Questions

Based on our detailed analysis, CBU is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.