CIVB vs SHBI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 23, 2026

CIVB

43.8
AI Score
VS
SHBI Wins

SHBI

50.6
AI Score

Investment Advisor Scores

CIVB

44score
Recommendation
HOLD

SHBI

51score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric CIVB SHBI Winner
Forward P/E 9.5329 10.0908 CIVB
PEG Ratio 1.3731 1.1676 SHBI
Revenue Growth 13.5% 10.6% CIVB
Earnings Growth -3.0% 21.7% SHBI
Tradestie Score 43.8/100 50.6/100 SHBI
Profit Margin 29.6% 28.7% CIVB
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

CIVB 1M: -2.4% · 3M: +7.6% SHBI 1M: +1.9% · 3M: +17.0%

Current Technical Phase

CIVB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 40

RSI (14): 39.8 · Price: $27.60

SHBI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 47

RSI (14): 46.7 · Price: $23.34

Fundamentals Snapshot

Metric CIVB SHBI
Market Cap
Forward P/E 9.5 10.3
Trailing P/E 10.3 11.7
Revenue (TTM)
Revenue Growth 0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.5%
EPS 2.68 1.98
Dividend Yield 0.03% 0.02%

Frequently Asked Questions

Based on our detailed analysis, SHBI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.