CLBT vs PAY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 11, 2026

CLBT

31.0
AI Score
VS
PAY Wins

PAY

42.8
AI Score

Investment Advisor Scores

CLBT

31score
Recommendation
SELL

PAY

43score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric CLBT PAY Winner
Revenue 1.20B 475.68M PAY
Net Income 66.90M 78.33M CLBT
Gross Margin 24.8% 84.2% CLBT
Net Margin 5.6% 16.5% CLBT
Operating Income 75.54M 66.48M PAY
ROE 11.9% 16.2% CLBT
ROA 10.0% 8.3% PAY
Total Assets 667.88M 938.85M CLBT
Cash 320.91M 124.46M PAY
Current Ratio 4.46 1.56 PAY
Free Cash Flow 161.77M 160.32M PAY

Relative Price Performance (Last 90 Days)

CLBT 1M: +11.6% · 3M: +17.6% PAY 1M: +6.7% · 3M: -19.4%

Current Technical Phase

CLBT

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 64

RSI (14): 64.0 · Price: $12.70

PAY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 54

RSI (14): 53.9 · Price: $34.01

Fundamentals Snapshot

Metric CLBT PAY
Market Cap — —
Forward P/E 19.4 31.2
Trailing P/E 55.0 46.7
Revenue (TTM) — —
Revenue Growth 0.2% 0.2%
Gross Margin 0.8% 0.3%
Operating Margin 0.1% 0.1%
EPS 0.23 0.73
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, PAY is currently the stronger investment candidate, winning 6 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.