PAY vs GPN

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 05, 2026

PAY

57.0
AI Score
VS
PAY Wins

GPN

46.7
AI Score

Investment Advisor Scores

PAY

57score
Recommendation
HOLD

GPN

47score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric PAY GPN Winner
Revenue 719.18M 6.29B GPN
Net Income 46.44M -1.79B PAY
Net Margin 6.5% -28.4% PAY
Operating Income 59.17M 321.48M GPN
ROE 7.6% -7.7% PAY
ROA 6.4% -2.8% PAY
Total Assets 725.37M 63.57B GPN
Cash 377.69M 5.41B GPN
Current Ratio 4.89 0.82 PAY

Relative Price Performance (Last 90 Days)

PAY 1M: -9.9% · 3M: +75.8% GPN 1M: -0.3% · 3M: +34.9%

Current Technical Phase

PAY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 50

RSI (14): 49.9 · Price: $36.38

GPN

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 48

RSI (14): 47.6 · Price: $88.29

Fundamentals Snapshot

Metric PAY GPN
Market Cap
Forward P/E 34.0 5.5
Trailing P/E 53.4 42.0
Revenue (TTM)
Revenue Growth 0.3% 0.7%
Gross Margin 0.2% 0.6%
Operating Margin 0.1% 0.2%
EPS 0.68 2.11
Dividend Yield 0.01%

Frequently Asked Questions

Based on our detailed analysis, PAY is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.