PAY vs GPN

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 06, 2026

PAY

49.4
AI Score
VS
PAY Wins

GPN

38.7
AI Score

Investment Advisor Scores

PAY

49score
Recommendation
HOLD

GPN

39score
Recommendation
SELL

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric PAY GPN Winner
Revenue 1.09B 9.60B GPN
Net Income 73.92M -1.51B PAY
Net Margin 6.8% -15.7% PAY
Operating Income 92.71M 567.71M GPN
ROE 11.5% -6.5% PAY
ROA 9.7% -2.4% PAY
Total Assets 763.87M 62.42B GPN
Cash 407.62M 5.57B GPN
Current Ratio 4.82 0.82 PAY

Relative Price Performance (Last 90 Days)

PAY 1M: +6.7% · 3M: -19.4% GPN 1M: +22.4% · 3M: +5.7%

Current Technical Phase

PAY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 54

RSI (14): 53.9 · Price: $34.01

GPN

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 68

RSI (14): 67.8 · Price: $100.23

Fundamentals Snapshot

Metric PAY GPN
Market Cap — —
Forward P/E 31.2 6.2
Trailing P/E 46.7 181.4
Revenue (TTM) — —
Revenue Growth 0.2% 0.6%
Gross Margin 0.3% 0.6%
Operating Margin 0.1% 0.2%
EPS 0.73 0.56
Dividend Yield — 0.01%

Frequently Asked Questions

Based on our detailed analysis, PAY is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.