COF vs SOFI
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Jul 16, 2026
COF
SOFI
Investment Advisor Scores
SOFI
AI Analyst Insights
Detailed Metrics Comparison
| Metric | COF | SOFI | Winner |
|---|---|---|---|
|
Valuation
Lower P/E and PEG ratios suggest a stock may be undervalued relative to earnings and growth. Value investors prefer lower multiples. |
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| Forward P/E | 10.2775 | 31.0559 | COF |
| PEG Ratio | 0.2183 | 0.8844 | COF |
|
Growth
Higher revenue and earnings growth rates indicate a company is expanding faster. Strong growth often justifies premium valuations. |
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| Revenue Growth | 46.3% | 42.5% | COF |
| Earnings Growth | -3.2% | 101.2% | SOFI |
|
Quality & Profitability
Higher Tradestie Score and profit margins reveal how efficiently a company operates. Strong profitability indicates competitive advantages. |
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| Tradestie Score | 64.2/100 | 62.4/100 | COF |
| Profit Margin | 8.9% | 14.8% | SOFI |
|
Risk Profile
Lower Beta and Implied Volatility values indicate reduced market risk. Conservative investors favor stocks with less price volatility. |
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| Beta | 1.00 | 1.00 | Tie |
|
Sentiment
AI Recommendation reflects overall analyst and proprietary sentiment. Stronger recommendations signal higher conviction. |
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| AI Recommendation | BUY | BUY | Tie |
Relative Price Performance (Last 90 Days)
Current Technical Phase
COF
MarkupPrice above SMA50, rising 50-day trend (3.3% over 20 days), RSI 57
SOFI
NeutralMixed signals - no dominant trend phase, RSI 44
Fundamentals Snapshot
| Metric | COF | SOFI |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 8.7 | 20.1 |
| Trailing P/E | 11.5 | 31.1 |
| Revenue (TTM) | — | — |
| Revenue Growth | 0.5% | 0.4% |
| Gross Margin | 1.0% | 0.8% |
| Operating Margin | 0.3% | 0.2% |
| EPS | 18.28 | 0.53 |
| Dividend Yield | 0.01% | — |