COF vs USB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jul 27, 2026

COF

56.1
AI Score
VS
COF Wins

USB

52.8
AI Score

Investment Advisor Scores

COF

56score
Recommendation
HOLD

USB

53score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric COF USB Winner
Forward P/E 10.142 12.5 COF
PEG Ratio 0.2154 2.1563 COF
Revenue Growth 46.3% 10.4% COF
Earnings Growth -3.2% 21.6% USB
Tradestie Score 56.1/100 52.8/100 COF
Profit Margin 21.9% 29.9% USB
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

COF 1M: +2.0% · 3M: +9.3% USB 1M: +1.7% · 3M: +11.2%

Current Technical Phase

COF

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (3.3% over 20 days), RSI 57

RSI (14): 56.7 · Price: $209.01

USB

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.6% over 20 days), RSI 55

RSI (14): 54.9 · Price: $63.01

Fundamentals Snapshot

Metric COF USB
Market Cap
Forward P/E 8.7 10.9
Trailing P/E 11.5 12.5
Revenue (TTM)
Revenue Growth 0.5% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.3% 0.4%
EPS 18.28 5.02
Dividend Yield 0.01% 0.03%

Frequently Asked Questions

Based on our detailed analysis, COF is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.