COF vs USB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 11, 2026

COF

51.7
AI Score
VS
USB Wins

USB

55.8
AI Score

Investment Advisor Scores

COF

Nov 11, 2026
52score
Recommendation
HOLD

USB

Nov 11, 2026
56score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric COF USB Winner
Forward P/E 8.4531 10.5042 COF
PEG Ratio 0.1775 1.4788 COF
Revenue Growth 6.2% 8.4% USB
Earnings Growth 16.2% 10.2% COF
Tradestie Score 51.7/100 55.8/100 USB
Profit Margin 22.2% 30.0% USB
Beta 1.00 1.00 Tie
Implied Volatility N/A N/A Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

COF 1M: -0.5% · 3M: -11.9% USB 1M: +6.7% · 3M: -6.9%

Current Technical Phase

COF

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope -3.0%) with fading momentum, RSI 42

RSI (14): 42.0 · Price: $197.11

USB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 56

RSI (14): 55.8 · Price: $60.70

Fundamentals Snapshot

Metric COF USB
Market Cap — —
Forward P/E 8.3 10.4
Trailing P/E 12.0 11.8
Revenue (TTM) — —
Revenue Growth 0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.4%
EPS 16.32 5.14
Dividend Yield 0.02% 0.03%

Frequently Asked Questions

Based on our detailed analysis, USB is currently the stronger investment candidate, winning 3 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.