COF vs USB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 22, 2026

COF

71.2
AI Score
VS
COF Wins

USB

58.9
AI Score

Investment Advisor Scores

COF

Oct 22, 2026
71score
Recommendation
STRONG BUY

USB

Oct 22, 2026
59score
Recommendation
BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric COF USB Winner
Forward P/E 8.489 10.4058 COF
PEG Ratio 0.1803 1.7932 COF
Revenue Growth 6.2% 8.4% USB
Earnings Growth 16.2% 10.2% COF
Tradestie Score 71.2/100 58.9/100 COF
Profit Margin 22.2% 30.0% USB
Beta 1.00 1.00 Tie
Implied Volatility N/A N/A Tie
AI Recommendation STRONG BUY BUY COF

Relative Price Performance (Last 90 Days)

COF 1M: +3.7% · 3M: +0.3% USB 1M: +2.6% · 3M: -6.2%

Current Technical Phase

COF

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 53

RSI (14): 53.1 · Price: $203.43

USB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 57

RSI (14): 57.3 · Price: $60.02

Fundamentals Snapshot

Metric COF USB
Market Cap — —
Forward P/E 8.5 10.3
Trailing P/E 13.3 11.5
Revenue (TTM) — —
Revenue Growth 0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.4%
EPS 15.57 5.14
Dividend Yield 0.01% 0.04%

Frequently Asked Questions

Based on our detailed analysis, COF is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.