COFS vs FMNB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 11, 2026

COFS

30.7
AI Score
VS
FMNB Wins

FMNB

51.9
AI Score

Investment Advisor Scores

COFS

31score
Recommendation
SELL

FMNB

52score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric COFS FMNB Winner
Revenue 59.09M 277.76M FMNB
Net Income 13.70M 53.83M FMNB
Net Margin 23.2% 19.4% COFS
ROE 2.9% 7.5% FMNB
ROA 0.3% 0.8% FMNB
Total Assets 4.39B 7.12B FMNB
Free Cash Flow -1.70M 61.08M FMNB

Relative Price Performance (Last 90 Days)

COFS 1M: +12.9% · 3M: +6.5% FMNB 1M: +3.2% · 3M: -5.5%

Current Technical Phase

COFS

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (1.7% over 20 days), RSI 64

RSI (14): 64.3 · Price: $36.67

FMNB

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope -0.7%) with fading momentum, RSI 49

RSI (14): 49.3 · Price: $15.48

Fundamentals Snapshot

Metric COFS FMNB
Market Cap — —
Forward P/E 9.6 8.7
Trailing P/E 10.0 11.2
Revenue (TTM) — —
Revenue Growth 0.0% 0.4%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.4%
EPS 3.67 1.39
Dividend Yield 0.03% 0.04%

Frequently Asked Questions

Based on our detailed analysis, FMNB is currently the stronger investment candidate, winning 6 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.