CPAY vs PAY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 02, 2026

CPAY

69.0
AI Score
VS
CPAY Wins

PAY

62.9
AI Score

Investment Advisor Scores

CPAY

Oct 02, 2026
69score
Recommendation
HOLD

PAY

Oct 02, 2026
63score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric CPAY PAY Winner
Forward P/E 12.7714 28.2486 CPAY
PEG Ratio 0.7512 0 Tie
Revenue Growth 21.5% 28.8% PAY
Earnings Growth -7.0% 81.8% PAY
Tradestie Score 69.0/100 62.9/100 CPAY
Profit Margin 22.7% 6.2% CPAY
Beta 1.00 1.00 Tie
Implied Volatility N/A N/A Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

CPAY 1M: -5.2% · 3M: +10.7% PAY 1M: -15.0% · 3M: +9.5%

Current Technical Phase

CPAY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 46

RSI (14): 45.9 · Price: $394.60

PAY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 38

RSI (14): 37.5 · Price: $30.83

Fundamentals Snapshot

Metric CPAY PAY
Market Cap — —
Forward P/E 12.6 28.3
Trailing P/E 23.6 46.7
Revenue (TTM) — —
Revenue Growth 0.2% 0.3%
Gross Margin 0.8% 0.2%
Operating Margin 0.5% 0.1%
EPS 16.49 0.66
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, CPAY is currently the stronger investment candidate, winning 3 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.