CPAY vs VLTO

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 11, 2026

CPAY

33.8
AI Score
VS
CPAY Wins

VLTO

32.4
AI Score

Investment Advisor Scores

CPAY

34score
Recommendation
SELL

VLTO

32score
Recommendation
SELL

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric CPAY VLTO Winner
Revenue 585.50M 4.41B VLTO
Net Income 174.94M 748.00M VLTO
Net Margin 29.9% 17.0% CPAY
Operating Income 260.09M 951.00M VLTO
ROE 4.5% 23.2% VLTO
ROA 1.5% 9.1% VLTO
Total Assets 11.69B 8.22B CPAY
Cash 979.57M 1.78B VLTO
Current Ratio 0.91 2.03 VLTO
Free Cash Flow 185.49M 802.00M VLTO

Relative Price Performance (Last 90 Days)

CPAY 1M: +17.0% · 3M: +10.1% VLTO 1M: +17.4% · 3M: +21.0%

Current Technical Phase

CPAY

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (1.2% over 20 days), RSI 76

RSI (14): 75.6 · Price: $459.68

VLTO

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (4.8% over 20 days), RSI 82

RSI (14): 82.4 · Price: $118.19

Fundamentals Snapshot

Metric CPAY VLTO
Market Cap — —
Forward P/E 14.5 24.4
Trailing P/E 25.3 29.2
Revenue (TTM) — —
Revenue Growth 0.2% 0.1%
Gross Margin 0.8% 0.6%
Operating Margin 0.5% 0.2%
EPS 18.19 4.05
Dividend Yield — 0.00%

Frequently Asked Questions

Based on our detailed analysis, CPAY is currently the stronger investment candidate, winning 2 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.