CPNG vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 11, 2026

CPNG

42.4
AI Score
VS
UPST Wins

UPST

48.6
AI Score

Investment Advisor Scores

CPNG

42score
Recommendation
HOLD

UPST

49score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric CPNG UPST Winner
Forward P/E 72.4638 14.9925 UPST
PEG Ratio 1.1981 0 Tie
Revenue Growth 3.9% 42.3% UPST
Earnings Growth 28.2% 211.2% UPST
Tradestie Score 42.4/100 48.6/100 UPST
Profit Margin -2.2% 4.7% UPST
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

CPNG 1M: -7.4% · 3M: -12.3% UPST 1M: -12.1% · 3M: -19.5%

Current Technical Phase

CPNG

Markdown
Sell / avoid

Price below a falling SMA50 (slope -2.8%), weak momentum, RSI 41

RSI (14): 40.8 · Price: $15.12

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -4.4%), weak momentum, RSI 36

RSI (14): 35.9 · Price: $25.59

Fundamentals Snapshot

Metric CPNG UPST
Market Cap
Forward P/E 55.5 7.4
Trailing P/E 50.2
Revenue (TTM)
Revenue Growth 0.0% 0.4%
Gross Margin 0.3% 0.8%
Operating Margin -0.1% 0.1%
EPS -0.43 0.50
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.