CRCL vs SOFI
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Sep 10, 2026
CRCL
SOFI
Investment Advisor Scores
SOFI
AI Analyst Insights
Detailed Metrics Comparison
| Metric | CRCL | SOFI | Winner |
|---|---|---|---|
|
Valuation
Lower P/E and PEG ratios suggest a stock may be undervalued relative to earnings and growth. Value investors prefer lower multiples. |
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| Forward P/E | 82.6446 | 22.779 | SOFI |
| PEG Ratio | 6.8553 | 0.6563 | SOFI |
|
Growth
Higher revenue and earnings growth rates indicate a company is expanding faster. Strong growth often justifies premium valuations. |
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| Revenue Growth | 6.6% | 42.6% | SOFI |
| Earnings Growth | -80.9% | 40.4% | SOFI |
|
Quality & Profitability
Higher Tradestie Score and profit margins reveal how efficiently a company operates. Strong profitability indicates competitive advantages. |
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| Tradestie Score | 38.6/100 | 45.8/100 | SOFI |
| Profit Margin | 15.5% | 14.9% | CRCL |
|
Risk Profile
Lower Beta and Implied Volatility values indicate reduced market risk. Conservative investors favor stocks with less price volatility. |
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| Beta | 1.00 | 1.00 | Tie |
|
Sentiment
AI Recommendation reflects overall analyst and proprietary sentiment. Stronger recommendations signal higher conviction. |
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| AI Recommendation | EXTENDED | HOLD | Tie |
Relative Price Performance (Last 90 Days)
Current Technical Phase
CRCL
MarkupPrice above SMA50, rising 50-day trend (6.0% over 20 days), RSI 55
SOFI
NeutralMixed signals - no dominant trend phase, RSI 45
Fundamentals Snapshot
| Metric | CRCL | SOFI |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 65.1 | 20.9 |
| Trailing P/E | 18.6 | 35.1 |
| Revenue (TTM) | — | — |
| Revenue Growth | 0.1% | 0.4% |
| Gross Margin | 0.2% | 0.8% |
| Operating Margin | 0.0% | 0.2% |
| EPS | 4.85 | 0.49 |
| Dividend Yield | — | — |