CTBI vs OFG

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 11, 2026

CTBI

60.4
AI Score
VS
CTBI Wins

OFG

57.7
AI Score

Investment Advisor Scores

CTBI

60score
Recommendation
BUY

OFG

58score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric CTBI OFG Winner
Net Income 82.70M 181.87M OFG
ROE 9.4% 15.2% OFG
ROA 1.2% 1.6% OFG
Total Assets 7.06B 11.34B OFG
Cash 331.57M 748.17M OFG
Free Cash Flow 113.44M 277.80M OFG

Relative Price Performance (Last 90 Days)

CTBI 1M: -5.6% · 3M: -11.6% OFG 1M: +0.6% · 3M: -4.4%

Current Technical Phase

CTBI

Markdown
Sell / avoid

Price below a falling SMA50 (slope -3.4%), weak momentum, RSI 43

RSI (14): 43.0 · Price: $69.94

OFG

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope -1.0%) with fading momentum, RSI 50

RSI (14): 49.7 · Price: $51.19

Fundamentals Snapshot

Metric CTBI OFG
Market Cap — —
Forward P/E 10.8 9.9
Trailing P/E 11.5 9.8
Revenue (TTM) — —
Revenue Growth 0.0% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.4%
EPS 6.08 5.24
Dividend Yield 0.03% 0.03%

Frequently Asked Questions

Based on our detailed analysis, CTBI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.