ECPG vs BFH

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 09, 2026

ECPG

55.1
AI Score
VS
BFH Wins

BFH

55.7
AI Score

Investment Advisor Scores

ECPG

55score
Recommendation
HOLD

BFH

56score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric ECPG BFH Winner
Forward P/E 5.5432 8.3056 ECPG
PEG Ratio 0.1692 3.1941 ECPG
Revenue Growth 11.3% 3.8% ECPG
Earnings Growth 12.9% 21.2% BFH
Tradestie Score 55.1/100 55.7/100 BFH
Profit Margin 15.9% 21.4% BFH
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

ECPG 1M: +1.1% · 3M: +22.5% BFH 1M: -3.7% · 3M: +4.7%

Current Technical Phase

ECPG

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (6.7% over 20 days), RSI 52

RSI (14): 52.2 · Price: $98.56

BFH

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 49

RSI (14): 48.8 · Price: $106.37

Fundamentals Snapshot

Metric ECPG BFH
Market Cap
Forward P/E 6.7 8.0
Trailing P/E 7.4 8.3
Revenue (TTM)
Revenue Growth 0.1% 0.0%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.3%
EPS 13.24 12.89
Dividend Yield 0.01%

Frequently Asked Questions

Based on our detailed analysis, BFH is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.