ECPG vs NAVI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 21, 2026

ECPG

53.1
AI Score
VS
ECPG Wins

NAVI

51.9
AI Score

Investment Advisor Scores

ECPG

53score
Recommendation
HOLD

NAVI

52score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric ECPG NAVI Winner
Forward P/E 5.5432 9.1659 ECPG
PEG Ratio 0.1692 0.142 NAVI
Revenue Growth 11.3% 4.2% ECPG
Earnings Growth 12.9% 100.0% NAVI
Tradestie Score 53.1/100 51.9/100 ECPG
Profit Margin 15.9% -14.7% ECPG
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

ECPG 1M: +6.2% · 3M: +11.3% NAVI 1M: -3.3% · 3M: +7.7%

Current Technical Phase

ECPG

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (2.6% over 20 days), RSI 51

RSI (14): 50.9 · Price: $100.36

NAVI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 42

RSI (14): 42.4 · Price: $8.86

Fundamentals Snapshot

Metric ECPG NAVI
Market Cap — —
Forward P/E 6.8 9.0
Trailing P/E 7.8 —
Revenue (TTM) — —
Revenue Growth 0.1% 0.0%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.3%
EPS 13.30 -0.49
Dividend Yield — 0.07%

Frequently Asked Questions

Based on our detailed analysis, ECPG is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.