FBNC vs PFS

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 16, 2026

FBNC

57.8
AI Score
VS
PFS Wins

PFS

66.0
AI Score

Investment Advisor Scores

FBNC

58score
Recommendation
HOLD

PFS

66score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric FBNC PFS Winner
Revenue 67.62M 73.11M PFS
Net Income 111.05M 291.00M PFS
Net Margin 164.2% 398.0% PFS
ROE 6.7% 10.3% PFS
ROA 0.9% 1.2% PFS
Total Assets 12.67B 24.98B PFS
Free Cash Flow 198.89M 430.73M PFS

Relative Price Performance (Last 90 Days)

FBNC 1M: -2.8% · 3M: -2.1% PFS 1M: -3.5% · 3M: -4.4%

Current Technical Phase

FBNC

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope -0.4%) with fading momentum, RSI 45

RSI (14): 45.0 · Price: $62.33

PFS

Markdown
Sell / avoid

Price below a falling SMA50 (slope -1.3%), weak momentum, RSI 41

RSI (14): 41.4 · Price: $22.58

Fundamentals Snapshot

Metric FBNC PFS
Market Cap — —
Forward P/E 12.3 8.7
Trailing P/E 19.1 9.3
Revenue (TTM) — —
Revenue Growth 0.2% 0.0%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.5%
EPS 3.22 2.40
Dividend Yield 0.02% 0.02%

Frequently Asked Questions

Based on our detailed analysis, PFS is currently the stronger investment candidate, winning 7 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.