FICO vs U
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Nov 11, 2026
FICO
46.5
AI Score
VS
FICO Wins
U
38.0
AI Score
Investment Advisor Scores
U
38score
Recommendation
SELL
AI Analyst Insights
AI insights temporarily unavailable
Detailed Metrics Comparison
| Metric | FICO | U | Winner |
|---|---|---|---|
| Revenue | 1.88B | 1.68B | FICO |
| Net Income | 660.00M | -249.99M | FICO |
| Net Margin | 35.1% | -14.9% | FICO |
| Operating Income | 999.14M | -282.99M | FICO |
| ROE | -16.1% | -7.7% | U |
| ROA | 32.4% | -3.6% | FICO |
| Total Assets | 2.04B | 6.96B | U |
| Cash | 248.44M | 2.65B | U |
| Current Ratio | 1.18 | 2.16 | U |
| Free Cash Flow | 776.52M | 488.12M | FICO |
Relative Price Performance (Last 90 Days)
FICO 1M: +0.2%
· 3M: -34.8%
U 1M: +7.5%
· 3M: +9.5%
Current Technical Phase
FICO
NeutralHold
Mixed signals - no dominant trend phase, RSI 45
U
NeutralHold
Mixed signals - no dominant trend phase, RSI 67
Fundamentals Snapshot
| Metric | FICO | U |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 15.8 | 20.0 |
| Trailing P/E | 19.4 | — |
| Revenue (TTM) | — | — |
| Revenue Growth | 0.3% | 0.3% |
| Gross Margin | 0.9% | 0.8% |
| Operating Margin | 0.4% | 0.2% |
| EPS | 37.31 | -0.80 |
| Dividend Yield | — | — |
Frequently Asked Questions
Based on our detailed analysis, FICO is currently the stronger investment candidate, winning 6 of the key financial metrics based on our comprehensive scoring model.
We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.
Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.