FICO vs U
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Oct 12, 2026
FICO
51.1
AI Score
VS
FICO Wins
U
41.4
AI Score
Investment Advisor Scores
U
41score
Recommendation
HOLD
AI Analyst Insights
AI insights temporarily unavailable
Detailed Metrics Comparison
| Metric | FICO | U | Winner |
|---|---|---|---|
| Revenue | 1.88B | 1.05B | FICO |
| Net Income | 660.00M | -371.22M | FICO |
| Net Margin | 35.1% | -35.2% | FICO |
| Operating Income | 999.14M | -383.63M | FICO |
| ROE | -16.1% | -12.2% | U |
| ROA | 32.4% | -5.6% | FICO |
| Total Assets | 2.04B | 6.66B | U |
| Cash | 248.44M | 2.35B | U |
| Current Ratio | 1.18 | 2.03 | U |
| Free Cash Flow | 776.52M | 268.42M | FICO |
Relative Price Performance (Last 90 Days)
FICO 1M: -30.5%
· 3M: -47.8%
U 1M: +11.4%
· 3M: +52.8%
Current Technical Phase
FICO
MarkdownSell / avoid
Price below a falling SMA50 (slope -15.6%), weak momentum, RSI 31
U
MarkupHold / add on dips
Price above SMA50, rising 50-day trend (13.5% over 20 days), RSI 65
Fundamentals Snapshot
| Metric | FICO | U |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 13.3 | 26.9 |
| Trailing P/E | 20.5 | — |
| Revenue (TTM) | — | — |
| Revenue Growth | 0.3% | 0.2% |
| Gross Margin | 0.9% | 0.8% |
| Operating Margin | 0.5% | -0.1% |
| EPS | 34.54 | -1.36 |
| Dividend Yield | — | — |
Frequently Asked Questions
Based on our detailed analysis, FICO is currently the stronger investment candidate, winning 6 of the key financial metrics based on our comprehensive scoring model.
We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.
Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.