FNGR vs PAYC

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 22, 2026

FNGR

30.7
AI Score
VS
PAYC Wins

PAYC

37.4
AI Score

Investment Advisor Scores

FNGR

31score
Recommendation
SELL

PAYC

37score
Recommendation
SELL

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric FNGR PAYC Winner
Revenue 931,165 1.10B PAYC
Net Income -6.93M 263.10M PAYC
Gross Margin 37.0% 84.0% PAYC
Net Margin -744.5% 23.9% PAYC
Operating Income -7.46M 378.70M PAYC
ROE -61.4% 46.0% PAYC
ROA -11.1% 5.1% PAYC
Total Assets 62.71M 5.20B PAYC
Cash 2.14M 198.00M PAYC
Current Ratio 1.04 1.07 PAYC
Free Cash Flow -3.53M 372.70M PAYC

Relative Price Performance (Last 90 Days)

FNGR 1M: +12.8% · 3M: -40.8% PAYC 1M: +23.0% · 3M: +87.6%

Current Technical Phase

FNGR

Markdown
Sell / avoid

Price below a falling SMA50 (slope -17.2%), weak momentum, RSI 43

RSI (14): 43.0 · Price: $0.16

PAYC

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (12.9% over 20 days), RSI 81

RSI (14): 81.2 · Price: $272.61

Fundamentals Snapshot

Metric FNGR PAYC
Market Cap — —
Forward P/E 0.0 19.5
Trailing P/E — 27.8
Revenue (TTM) — —
Revenue Growth -1.0% 0.1%
Gross Margin 0.1% 0.9%
Operating Margin -19.7% 0.3%
EPS -0.17 9.40
Dividend Yield — 0.01%

Frequently Asked Questions

Based on our detailed analysis, PAYC is currently the stronger investment candidate, winning 11 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.