FNLC vs NWBI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 23, 2026

FNLC

49.3
AI Score
VS
NWBI Wins

NWBI

52.9
AI Score

Investment Advisor Scores

FNLC

49score
Recommendation
HOLD

NWBI

53score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric FNLC NWBI Winner
Net Income 18.55M 104.08M NWBI
ROE 6.3% 5.4% FNLC
ROA 0.6% 0.6% NWBI
Total Assets 3.22B 17.21B NWBI
Cash 14.43M 68.79M NWBI
Free Cash Flow 9.09M 95.69M NWBI

Relative Price Performance (Last 90 Days)

FNLC 1M: +5.6% · 3M: +3.5% NWBI 1M: +1.9% · 3M: +0.4%

Current Technical Phase

FNLC

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 67

RSI (14): 66.6 · Price: $36.12

NWBI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 61

RSI (14): 60.7 · Price: $15.48

Fundamentals Snapshot

Metric FNLC NWBI
Market Cap — —
Forward P/E 12.2 10.6
Trailing P/E 10.2 14.5
Revenue (TTM) — —
Revenue Growth 0.1% 0.2%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.4%
EPS 3.38 1.04
Dividend Yield 0.04% 0.05%

Frequently Asked Questions

Based on our detailed analysis, NWBI is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.