FOA vs ECPG

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 02, 2026

FOA

37.5
AI Score
VS
ECPG Wins

ECPG

48.0
AI Score

Investment Advisor Scores

FOA

38score
Recommendation
SELL

ECPG

48score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric FOA ECPG Winner
Revenue 182.62M 967.28M ECPG
Net Income 19.56M 150.24M ECPG
Net Margin 10.7% 15.5% ECPG
ROE 4.8% 13.9% ECPG
ROA 0.1% 2.7% ECPG
Total Assets 37.32B 5.57B FOA
Cash 85.28M 182.93M ECPG

Relative Price Performance (Last 90 Days)

FOA 1M: -21.9% · 3M: -49.8% ECPG 1M: -0.7% · 3M: +7.2%

Current Technical Phase

FOA

Markdown
Sell / avoid

Price below a falling SMA50 (slope -18.7%), weak momentum, RSI 32

RSI (14): 31.8 · Price: $13.50

ECPG

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 47

RSI (14): 46.8 · Price: $95.92

Fundamentals Snapshot

Metric FOA ECPG
Market Cap — —
Forward P/E 2.6 6.6
Trailing P/E — 7.2
Revenue (TTM) — —
Revenue Growth -0.6% 0.1%
Gross Margin 0.7% 1.0%
Operating Margin -0.7% 0.4%
EPS -0.35 13.15
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, ECPG is currently the stronger investment candidate, winning 6 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.