FOA vs PRAA

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 22, 2026

FOA

45.5
AI Score
VS
PRAA Wins

PRAA

63.2
AI Score

Investment Advisor Scores

FOA

46score
Recommendation
HOLD

PRAA

63score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric FOA PRAA Winner
Revenue 182.62M 743.67M PRAA
Net Income 19.56M 101.19M PRAA
Net Margin 10.7% 13.6% PRAA
ROE 4.8% 8.9% PRAA
ROA 0.1% 2.6% PRAA
Total Assets 37.32B 3.90B FOA
Cash 85.28M 57.99M FOA

Relative Price Performance (Last 90 Days)

FOA 1M: -20.9% · 3M: -51.7% PRAA 1M: -5.8% · 3M: +6.5%

Current Technical Phase

FOA

Markdown
Sell / avoid

Price below a falling SMA50 (slope -22.1%), weak momentum, RSI 30

RSI (14): 30.2 · Price: $11.38

PRAA

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 44

RSI (14): 43.6 · Price: $19.08

Fundamentals Snapshot

Metric FOA PRAA
Market Cap — —
Forward P/E 2.2 7.3
Trailing P/E — —
Revenue (TTM) — —
Revenue Growth -0.6% 0.3%
Gross Margin 0.7% 1.0%
Operating Margin -0.7% 0.4%
EPS -2.11 -6.78
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, PRAA is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.