FOA vs PRAA

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 09, 2026

FOA

48.6
AI Score
VS
FOA Wins

PRAA

45.7
AI Score

Investment Advisor Scores

FOA

49score
Recommendation
HOLD

PRAA

46score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric FOA PRAA Winner
Revenue 182.62M 743.67M PRAA
Net Income 19.56M 101.19M PRAA
Net Margin 10.7% 13.6% PRAA
ROE 4.8% 8.9% PRAA
ROA 0.1% 2.6% PRAA
Total Assets 37.32B 3.90B FOA
Cash 85.28M 57.99M FOA

Relative Price Performance (Last 90 Days)

FOA 1M: -30.6% · 3M: -24.5% PRAA 1M: -3.3% · 3M: +22.0%

Current Technical Phase

FOA

Markdown
Sell / avoid

Price below a falling SMA50 (slope -5.0%), weak momentum, RSI 18

RSI (14): 17.7 · Price: $15.26

PRAA

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (6.5% over 20 days), RSI 50

RSI (14): 50.4 · Price: $18.93

Fundamentals Snapshot

Metric FOA PRAA
Market Cap
Forward P/E 3.0 7.3
Trailing P/E
Revenue (TTM)
Revenue Growth -0.6% 0.3%
Gross Margin 0.7% 1.0%
Operating Margin -0.7% 0.4%
EPS -0.33 -6.59
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, FOA is currently the stronger investment candidate, winning 2 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.