GGAL vs UMBF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 03, 2026

GGAL

42.7
AI Score
VS
UMBF Wins

UMBF

60.9
AI Score

Investment Advisor Scores

GGAL

43score
Recommendation
HOLD

UMBF

61score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric GGAL UMBF Winner
Forward P/E 3.3102 9.6246 GGAL
PEG Ratio 0.1751 2.5387 GGAL
Revenue Growth -7.9% 12.2% UMBF
Earnings Growth 12.0% 26.2% UMBF
Tradestie Score 42.7/100 60.9/100 UMBF
Profit Margin 1.5% 33.5% UMBF
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

GGAL 1M: -20.3% · 3M: -32.3% UMBF 1M: -7.7% · 3M: -9.3%

Current Technical Phase

GGAL

Markdown
Sell / avoid

Price below a falling SMA50 (slope -8.3%), weak momentum, RSI 21

RSI (14): 21.5 · Price: $35.89

UMBF

Markdown
Sell / avoid

Price below a falling SMA50 (slope -2.2%), weak momentum, RSI 33

RSI (14): 32.7 · Price: $130.94

Fundamentals Snapshot

Metric GGAL UMBF
Market Cap — —
Forward P/E 5.2 9.4
Trailing P/E 103.1 10.8
Revenue (TTM) — —
Revenue Growth -0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.2% 0.5%
EPS 0.35 12.01
Dividend Yield — 0.01%

Frequently Asked Questions

Based on our detailed analysis, UMBF is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.