HOOD vs SOFI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 01, 2026

HOOD

41.7
AI Score
VS
SOFI Wins

SOFI

52.5
AI Score

Investment Advisor Scores

HOOD

42score
Recommendation
HOLD

SOFI

53score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric HOOD SOFI Winner
Forward P/E 45.045 20.7039 SOFI
PEG Ratio 2.1423 0.5962 SOFI
Revenue Growth 32.3% 42.6% SOFI
Earnings Growth 47.6% 40.4% HOOD
Tradestie Score 41.7/100 52.5/100 SOFI
Profit Margin 42.0% 14.9% HOOD
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

HOOD 1M: +7.4% · 3M: -1.4% SOFI 1M: -7.1% · 3M: -13.2%

Current Technical Phase

HOOD

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 48

RSI (14): 47.9 · Price: $111.15

SOFI

Markdown
Sell / avoid

Price below a falling SMA50 (slope -2.1%), weak momentum, RSI 37

RSI (14): 36.8 · Price: $15.84

Fundamentals Snapshot

Metric HOOD SOFI
Market Cap — —
Forward P/E 39.0 19.2
Trailing P/E 51.6 32.8
Revenue (TTM) — —
Revenue Growth 0.3% 0.4%
Gross Margin 0.9% 0.8%
Operating Margin 0.4% 0.2%
EPS 2.18 0.48
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, SOFI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.