LPRO vs ECPG

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jul 19, 2026

LPRO

49.3
AI Score
VS
ECPG Wins

ECPG

63.6
AI Score

Investment Advisor Scores

LPRO

49score
Recommendation
HOLD

ECPG

64score
Recommendation
BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric LPRO ECPG Winner
Forward P/E 39.2157 5.5432 ECPG
PEG Ratio 0 0.1692 Tie
Revenue Growth -16.0% 21.0% ECPG
Earnings Growth -56.5% 100.0% ECPG
Tradestie Score 49.3/100 63.6/100 ECPG
Profit Margin -5.9% 16.0% ECPG
Beta 1.00 1.00 Tie
AI Recommendation HOLD BUY ECPG

Relative Price Performance (Last 90 Days)

LPRO 1M: +0.6% · 3M: +75.4% ECPG 1M: +7.5% · 3M: +16.9%

Current Technical Phase

LPRO

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (24.9% over 20 days), RSI 70

RSI (14): 69.8 · Price: $3.14

ECPG

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (4.3% over 20 days), RSI 65

RSI (14): 64.5 · Price: $97.41

Fundamentals Snapshot

Metric LPRO ECPG
Market Cap
Forward P/E 16.6 6.8
Trailing P/E 7.3
Revenue (TTM)
Revenue Growth -0.2% 0.2%
Gross Margin 0.8% 1.0%
Operating Margin 0.0% 0.4%
EPS -0.05 12.84
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, ECPG is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.