MBIN vs CUBI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 21, 2026

MBIN

63.1
AI Score
VS
MBIN Wins

CUBI

56.0
AI Score

Investment Advisor Scores

MBIN

63score
Recommendation
BUY

CUBI

56score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric MBIN CUBI Winner
Net Income 146.03M 15.44M MBIN
ROE 6.1% 1.6% MBIN
ROA 0.7% 0.2% MBIN
Total Assets 21.23B 10.14B MBIN
Cash 377.31M 117.66M MBIN
Free Cash Flow -387.60M -6.15M CUBI

Relative Price Performance (Last 90 Days)

MBIN 1M: -8.4% · 3M: +2.3% CUBI 1M: -1.3% · 3M: +0.3%

Current Technical Phase

MBIN

Markdown
Sell / avoid

Price below a falling SMA50 (slope -1.8%), weak momentum, RSI 35

RSI (14): 35.2 · Price: $47.76

CUBI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 53

RSI (14): 53.1 · Price: $76.31

Fundamentals Snapshot

Metric MBIN CUBI
Market Cap — —
Forward P/E 8.0 8.0
Trailing P/E 9.7 9.2
Revenue (TTM) — —
Revenue Growth 0.4% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.6% 0.5%
EPS 4.98 8.24
Dividend Yield 0.01% —

Frequently Asked Questions

Based on our detailed analysis, MBIN is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.