NAVI vs ECPG

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 13, 2026

NAVI

48.3
AI Score
VS
NAVI Wins

ECPG

33.8
AI Score

Investment Advisor Scores

NAVI

48score
Recommendation
HOLD

ECPG

34score
Recommendation
AVOID NEW MONEY

AI Analyst Insights

Detailed Metrics Comparison

Metric NAVI ECPG Winner
Forward P/E 7.837 5.5432 ECPG
PEG Ratio 0.142 0.1692 NAVI
Revenue Growth 4.2% 18.3% ECPG
Earnings Growth 100.0% 75.7% NAVI
Tradestie Score 48.3/100 33.8/100 NAVI
Profit Margin 11.9% 17.7% ECPG
Beta 1.00 1.00 Tie
AI Recommendation HOLD AVOID NEW MONEY NAVI

Relative Price Performance (Last 90 Days)

NAVI 1M: -33.7% · 3M: -33.0% ECPG 1M: +8.9% · 3M: +5.9%

Current Technical Phase

NAVI

Markdown
Sell / avoid

Price below a falling SMA50 (slope -3.6%), weak momentum, RSI 29

RSI (14): 29.0 · Price: $6.14

ECPG

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (2.1% over 20 days), RSI 55

RSI (14): 55.4 · Price: $109.86

Fundamentals Snapshot

Metric NAVI ECPG
Market Cap — —
Forward P/E 7.4 6.6
Trailing P/E — 6.9
Revenue (TTM) — —
Revenue Growth 0.0% 0.2%
Gross Margin 1.0% 1.0%
Operating Margin 0.2% 0.4%
EPS -0.49 16.18
Dividend Yield 0.09% —

Frequently Asked Questions

Based on our detailed analysis, NAVI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.