NODK vs HRTG

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 12, 2026

NODK

46.2
AI Score
VS
HRTG Wins

HRTG

66.5
AI Score

Investment Advisor Scores

NODK

46score
Recommendation
HOLD

HRTG

67score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric NODK HRTG Winner
Revenue 198.41M 646.10M HRTG
Net Income 18.18M 149.32M HRTG
Net Margin 9.2% 23.1% HRTG
ROE 7.4% 24.9% HRTG
ROA 3.6% 6.6% HRTG
Total Assets 502.90M 2.26B HRTG
Cash 45.03M 532.10M HRTG
Debt/Equity 0.01 0.12 NODK
Free Cash Flow -16.29M 173.54M HRTG

Relative Price Performance (Last 90 Days)

NODK 1M: +0.9% · 3M: -2.2% HRTG 1M: -7.7% · 3M: -1.4%

Current Technical Phase

NODK

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope -0.6%) with fading momentum, RSI 47

RSI (14): 47.0 · Price: $14.97

HRTG

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 41

RSI (14): 40.8 · Price: $33.50

Fundamentals Snapshot

Metric NODK HRTG
Market Cap — —
Forward P/E 0.0 6.5
Trailing P/E 21.3 4.7
Revenue (TTM) — —
Revenue Growth -0.1% 0.0%
Gross Margin 0.1% 0.5%
Operating Margin 0.1% 0.3%
EPS 0.72 7.09
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, HRTG is currently the stronger investment candidate, winning 8 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.