NRIM vs SHBI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 21, 2026

NRIM

54.4
AI Score
VS
NRIM Wins

SHBI

54.0
AI Score

Investment Advisor Scores

NRIM

54score
Recommendation
HOLD

SHBI

54score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric NRIM SHBI Winner
Revenue 3.04M 11.39M SHBI
Net Income 4.26M 35.95M SHBI
Net Margin 140.3% 315.7% SHBI
ROE 2.1% 5.8% SHBI
ROA 0.3% 0.6% SHBI
Total Assets 1.55B 6.15B SHBI
Cash 70.83M 257.67M SHBI
Free Cash Flow -19.26M 37.49M SHBI

Relative Price Performance (Last 90 Days)

NRIM 1M: -5.8% · 3M: -12.9% SHBI 1M: -0.7% · 3M: -0.2%

Current Technical Phase

NRIM

Markdown
Sell / avoid

Price below a falling SMA50 (slope -4.3%), weak momentum, RSI 37

RSI (14): 37.4 · Price: $23.65

SHBI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 52

RSI (14): 52.0 · Price: $22.85

Fundamentals Snapshot

Metric NRIM SHBI
Market Cap — —
Forward P/E 8.8 10.1
Trailing P/E 9.6 11.6
Revenue (TTM) — —
Revenue Growth -0.2% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.5%
EPS 2.47 1.97
Dividend Yield 0.03% 0.02%

Frequently Asked Questions

Based on our detailed analysis, NRIM is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.