NRIM Stock Analysis: Buy, Sell, or Hold?
NRIM - Northrim BanCorp Inc
$25.78
0.51 (2.04%)
▲
5d:
+2.65%
30d:
+5.25%
90d:
+12.8%
HOLD
MODERATE Confidence
Analysis Updated: Jun 22, 2026 12:00 AM ET
Earnings: Jul 22, 2026
28d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: NRIM is fairly valued with market pricing in 0.9% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: NRIM is fairly valued with market pricing in 0.9% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$31.09
Based on 4.9% avg growth
INTRINSIC VALUE TODAY
$19.30
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: NRIM is currently trading at $25.77, which is considered extended relative to its 30-day fair value range of $24.16 to $25.38. The stock's valuation (Forward PE: 9.2) is in line with its historical norms (8.9). At these levels, the market is pricing in 0.9% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, NRIM is showing sideways momentum. The price is approaching resistance at $25.85. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $31.00 (+22.7%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, NRIM is showing sideways momentum. The price is approaching resistance at $25.85. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $31.00 (+22.7%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$24.16 -
$25.38
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
51.9%
All Signals
- BEARISH: Price extended above range
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 22.7% below Wall St target ($31.00)
- NEUTRAL: Market pricing in 0.9% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$24.16 -
$25.38
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$23.64
Resistance Level
$25.85
Current Trend
Sideways
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.19
Wall Street Target
$31.00
(+22.7%)
Revenue Growth (YoY)
6.2%
Earnings Growth (YoY)
1.7%
Profit Margin
30.7%
Valuation Premium vs History
+0.9% premium
PE vs Historical
9.2 vs 8.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.9%
(market-implied from PE analysis)
1-Year Target
$25.49
(+1%)
2-Year Target
$25.72
(+2%)
3-Year Target
$25.95
(+3%)
3-Yr Target (if PE normalizes)
(PE: 9→9)
PE COMPRESSION
$25.14
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 5.8%)
$70.87
(+181%)
Base:
(SPY PE: 9.2, Growth: 5.8%)
$29.89
(+18%)
Bear:
(PE: 7.8, Growth: 5.8%)
$25.41
(+1%)
📈
Valuation based on Current Earnings
Trailing PE: 8.75 | Current EPS (TTM): $2.88
Bull Case
$26.48
(+5%)
Analyst growth -4.5%, PE expands to 9.6
Base Case
$24.07
(-5%)
Market implied -4.5%, PE stable at 8.8
Bear Case
$17.14
(-32%)
Severe decline -20.0%, PE contracts to 7.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 23, 2026 1:32 PM ET
Data refreshes hourly during market hours. Next update: 2:32 PM
Data refreshes hourly during market hours. Next update: 2:32 PM
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Technical Signals Check
Is NRIM showing a specific setup today?
Insider Activity (6 Months)
3
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Jed W Ballard
BUY
650 shares
2026-01-30
Jed W Ballard
BUY
640 shares
2026-01-30
Michael G Huston
BUY
1500 shares
2026-01-29
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