Northrim BanCorp (NRIM) Stock: Buy, Sell, or Hold?
$23.91
+0.01 (+0.04%)
â˛
5d:
-2.41%
30d:
-1.77%
90d:
-11.51%
QUANTITATIVE VERDICT
WAIT
LOW Confidence (70%)
Quality Score
48/100
Position
FAIR
30-Day Fair Range
$23.67 â $24.41
Position: FAIR
Forward P/E & Valuation
8.8x
FAIR
vs 9.1x historical avg
Wall Street Target
$28.33
+18.5% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$23.33 / $25.06
Trend: Strong Downtrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
âšī¸ NEUTRAL: NRIM is fairly priced but lacks strong directional signals. At -1.0% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$32.22
Based on 5.5% avg growth
INTRINSIC VALUE TODAY
$20.01
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: NRIM is currently trading at $23.91, which is considered fair relative to its 30-day fair value range of $23.67 to $24.41. The stock's valuation (Forward PE: 8.8) is in line with its historical norms (9.1). Remarkably, the market is currently pricing in an annual earnings decline of 1.0% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, NRIM is in a strong downtrend. The price is currently testing key support at $23.32. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 56/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $28.33 (+18.5%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, NRIM is in a strong downtrend. The price is currently testing key support at $23.32. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 56/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $28.33 (+18.5%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$23.67 -
$24.41
Company Quality Score
48/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
70.0%
Trading Range & Key Levels
30-Day Trading Range
$23.67 -
$24.41
Current vs Trading Range
FAIR
Support Level
$23.33
Resistance Level
$25.06
Current Trend
Strong Downtrend
Technical data as of
Nov 10, 2026
Quantitative Signal Breakdown
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (56/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($28.33)
- WARNING: Composite score 48/100 in the bottom quintile â this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
8.84
Wall Street Target
$28.33
(+18.5%)
Revenue Growth (YoY)
-20.0%
Earnings Growth (YoY)
-47.5%
Profit Margin
27.6%
Valuation Discount vs History
-1.0% cheaper
PE vs Historical
8.8 vs 9.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.0%
(market-implied from PE analysis)
1-Year Target
$23.66
(-1%)
2-Year Target
$23.42
(-2%)
3-Year Target
$23.19
(-3%)
3-Yr Target (if PE normalizes)
(PE: 9â9)
$23.87
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 7.1%)
$66.02
(+176%)
Base:
(SPY PE: 8.8, Growth: 7.1%)
$29.39
(+23%)
Bear:
(PE: 7.5, Growth: 7.1%)
$24.98
(+5%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (10x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 9.53 | Current EPS (TTM): $2.51
Bull Case
$28.35
(+19%)
Analyst growth 7.7%, PE expands to 10.5
Base Case
$25.77
(+8%)
Market implied 7.7%, PE stable at 9.5
Bear Case
$16.27
(-32%)
Severe decline -20.0%, PE contracts to 8.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
đĄ
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.8 to 9.1
Stabilization Target:
$24.60
(+2.9%)
PE Expansion Potential:
+2.9%
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bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (NRIM)
Bullish
1 Retail Mentions
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Apr 2, 2026
Daily AI digest
AI Retail Discussion Summary:
StockTwits messages indicate a bullish sentiment towards NRIM and FBAK, with no recent news articles available.
Key Retail Themes:
Bullish sentiment towards NRIM and FBAK
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 11, 2026 10:16 AM ET
Data refreshes hourly during market hours. Next update: 11:16 AM
Data refreshes hourly during market hours. Next update: 11:16 AM
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Technical Signals Check
Is NRIM showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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