NU vs USB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 04, 2026

NU

51.7
AI Score
VS
NU Wins

USB

50.7
AI Score

Investment Advisor Scores

NU

52score
Recommendation
HOLD

USB

51score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric NU USB Winner
Forward P/E 19.9203 12.1803 USB
PEG Ratio 0.8433 2.1011 NU
Revenue Growth 43.7% 10.4% NU
Earnings Growth 55.9% 21.6% NU
Tradestie Score 51.7/100 50.7/100 NU
Profit Margin 41.9% 29.9% NU
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

NU 1M: +2.5% · 3M: +1.7% USB 1M: +2.7% · 3M: +16.8%

Current Technical Phase

NU

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (1.4% over 20 days), RSI 57

RSI (14): 57.3 · Price: $14.41

USB

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.8% over 20 days), RSI 62

RSI (14): 61.7 · Price: $64.54

Fundamentals Snapshot

Metric NU USB
Market Cap
Forward P/E 13.5 10.9
Trailing P/E 22.0 12.5
Revenue (TTM)
Revenue Growth 0.4% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.4%
EPS 0.65 5.02
Dividend Yield 0.03%

Frequently Asked Questions

Based on our detailed analysis, NU is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.