OMF vs FCFS

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 01, 2026

OMF

54.9
AI Score
VS
OMF Wins

FCFS

53.7
AI Score

Investment Advisor Scores

OMF

55score
Recommendation
HOLD

FCFS

54score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric OMF FCFS Winner
Forward P/E 8.4818 18.3486 OMF
PEG Ratio 0.7458 1.1676 OMF
Revenue Growth -2.7% 29.4% FCFS
Earnings Growth -6.2% 58.2% FCFS
Tradestie Score 54.9/100 53.7/100 OMF
Profit Margin 25.9% 9.4% OMF
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

OMF 1M: +3.6% · 3M: +6.5% FCFS 1M: -6.6% · 3M: -6.5%

Current Technical Phase

OMF

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (3.1% over 20 days), RSI 62

RSI (14): 61.8 · Price: $62.58

FCFS

Markdown
Sell / avoid

Price below a falling SMA50 (slope -2.0%), weak momentum, RSI 43

RSI (14): 43.1 · Price: $204.01

Fundamentals Snapshot

Metric OMF FCFS
Market Cap
Forward P/E 7.3 15.6
Trailing P/E 9.4 22.9
Revenue (TTM)
Revenue Growth 0.0% 0.3%
Gross Margin 0.8% 0.6%
Operating Margin 0.3% 0.2%
EPS 6.76 8.80
Dividend Yield 0.07% 0.01%

Frequently Asked Questions

Based on our detailed analysis, OMF is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.