OMF vs QFIN

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 10, 2026

OMF

49.8
AI Score
VS
QFIN Wins

QFIN

51.1
AI Score

Investment Advisor Scores

OMF

50score
Recommendation
HOLD

QFIN

51score
Recommendation
STRONG BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric OMF QFIN Winner
Forward P/E 6.7568 3.2712 QFIN
PEG Ratio 0.7458 0 Tie
Revenue Growth -5.5% -31.6% OMF
Earnings Growth -4.2% -74.3% OMF
Tradestie Score 49.8/100 51.1/100 QFIN
Profit Margin 25.8% 22.3% OMF
Beta 1.00 1.00 Tie
AI Recommendation HOLD STRONG BUY QFIN

Relative Price Performance (Last 90 Days)

OMF 1M: -1.2% · 3M: -15.1% QFIN 1M: -7.7% · 3M: -57.5%

Current Technical Phase

OMF

Markdown
Sell / avoid

Price below a falling SMA50 (slope -4.8%), weak momentum, RSI 43

RSI (14): 42.6 · Price: $55.41

QFIN

Markdown
Sell / avoid

Price below a falling SMA50 (slope -26.4%), weak momentum, RSI 35

RSI (14): 34.6 · Price: $5.31

Fundamentals Snapshot

Metric OMF QFIN
Market Cap — —
Forward P/E 6.7 0.3
Trailing P/E 8.4 1.3
Revenue (TTM) — —
Revenue Growth -0.1% -0.3%
Gross Margin 0.9% 0.5%
Operating Margin 0.3% 0.3%
EPS 6.57 4.21
Dividend Yield 0.08% 0.22%

Frequently Asked Questions

Based on our detailed analysis, QFIN is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.