OMF vs QFIN

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 24, 2026

OMF

43.7
AI Score
VS
OMF Wins

QFIN

36.1
AI Score

Investment Advisor Scores

OMF

44score
Recommendation
HOLD

QFIN

36score
Recommendation
SELL

AI Analyst Insights

Detailed Metrics Comparison

Metric OMF QFIN Winner
Forward P/E 8.8496 3.2712 QFIN
PEG Ratio 0.7458 0 Tie
Revenue Growth -2.7% -16.7% OMF
Earnings Growth -5.9% -43.3% OMF
Tradestie Score 43.7/100 36.1/100 OMF
Profit Margin 25.9% 27.5% QFIN
Beta 1.00 1.00 Tie
AI Recommendation HOLD SELL OMF

Relative Price Performance (Last 90 Days)

OMF 1M: +5.3% · 3M: +17.6% QFIN 1M: -16.7% · 3M: -5.7%

Current Technical Phase

OMF

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 50

RSI (14): 49.9 · Price: $62.89

QFIN

Markdown
Sell / avoid

Price below a falling SMA50 (slope -4.1%), weak momentum, RSI 25

RSI (14): 25.1 · Price: $10.99

Fundamentals Snapshot

Metric OMF QFIN
Market Cap
Forward P/E 7.4 0.4
Trailing P/E 9.3 2.0
Revenue (TTM)
Revenue Growth 0.0% -0.2%
Gross Margin 0.9% 0.6%
Operating Margin 0.3% 0.3%
EPS 6.63 5.73
Dividend Yield 0.07% 0.13%

Frequently Asked Questions

Based on our detailed analysis, OMF is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.