OPEN vs SOFI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 01, 2026

OPEN

56.5
AI Score
VS
OPEN Wins

SOFI

49.2
AI Score

Investment Advisor Scores

OPEN

57score
Recommendation
HOLD

SOFI

49score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric OPEN SOFI Winner
Revenue 720.00M 129.50M OPEN
Net Income -173.00M 166.73M SOFI
Net Margin -24.0% 128.7% SOFI
ROE -18.1% 1.5% SOFI
ROA -7.4% 0.3% SOFI
Total Assets 2.35B 53.70B SOFI
Cash 999.00M 3.40B SOFI

Relative Price Performance (Last 90 Days)

OPEN 1M: -23.7% · 3M: -29.9% SOFI 1M: -11.6% · 3M: +1.3%

Current Technical Phase

OPEN

Markdown
Sell / avoid

Price below a falling SMA50 (slope -5.6%), weak momentum, RSI 37

RSI (14): 36.9 · Price: $3.77

SOFI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 44

RSI (14): 43.9 · Price: $16.31

Fundamentals Snapshot

Metric OPEN SOFI
Market Cap
Forward P/E -172.9 20.1
Trailing P/E 31.1
Revenue (TTM)
Revenue Growth -0.4% 0.4%
Gross Margin 0.1% 0.8%
Operating Margin -0.2% 0.2%
EPS -1.83 0.53
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, OPEN is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.