OPFI vs ECPG

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 25, 2026

OPFI

43.8
AI Score
VS
OPFI Wins

ECPG

38.2
AI Score

Investment Advisor Scores

OPFI

44score
Recommendation
HOLD

ECPG

38score
Recommendation
AVOID NEW MONEY

AI Analyst Insights

Detailed Metrics Comparison

Metric OPFI ECPG Winner
Forward P/E 3.1466 5.5432 OPFI
PEG Ratio 0 0.1692 Tie
Revenue Growth -13.9% 11.3% ECPG
Earnings Growth 266.4% 12.9% OPFI
Tradestie Score 43.8/100 38.2/100 OPFI
Profit Margin 31.1% 15.9% OPFI
Beta 1.00 1.00 Tie
AI Recommendation HOLD AVOID NEW MONEY OPFI

Relative Price Performance (Last 90 Days)

OPFI 1M: -13.3% · 3M: -40.3% ECPG 1M: +1.4% · 3M: +4.1%

Current Technical Phase

OPFI

Markdown
Sell / avoid

Price below a falling SMA50 (slope -12.0%), weak momentum, RSI 27

RSI (14): 27.1 · Price: $5.95

ECPG

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 42

RSI (14): 42.2 · Price: $94.30

Fundamentals Snapshot

Metric OPFI ECPG
Market Cap — —
Forward P/E 3.1 6.5
Trailing P/E 2.0 7.1
Revenue (TTM) — —
Revenue Growth -0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.3% 0.4%
EPS 3.01 13.26
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, OPFI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.