OPFI vs ECPG

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 08, 2026

OPFI

37.4
AI Score
VS
ECPG Wins

ECPG

38.5
AI Score

Investment Advisor Scores

OPFI

37score
Recommendation
AVOID NEW MONEY

ECPG

39score
Recommendation
EXTENDED

AI Analyst Insights

Detailed Metrics Comparison

Metric OPFI ECPG Winner
Forward P/E 3.3956 4.0437 OPFI
PEG Ratio 0 0.1721 Tie
Revenue Growth -11.0% 11.3% ECPG
Earnings Growth -48.0% 12.9% ECPG
Tradestie Score 37.4/100 38.5/100 ECPG
Profit Margin 29.8% 15.9% OPFI
Beta 1.00 1.00 Tie
AI Recommendation AVOID NEW MONEY EXTENDED ECPG

Relative Price Performance (Last 90 Days)

OPFI 1M: +3.6% · 3M: -12.1% ECPG 1M: +7.1% · 3M: +10.8%

Current Technical Phase

OPFI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 50

RSI (14): 50.1 · Price: $6.03

ECPG

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (1.8% over 20 days), RSI 54

RSI (14): 54.4 · Price: $108.02

Fundamentals Snapshot

Metric OPFI ECPG
Market Cap — —
Forward P/E 3.8 6.5
Trailing P/E 3.5 7.2
Revenue (TTM) — —
Revenue Growth -0.1% 0.2%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.4%
EPS 1.77 15.55
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, ECPG is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.