PACK vs RPAY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 15, 2026

PACK

62.8
AI Score
VS
PACK Wins

RPAY

48.8
AI Score

Investment Advisor Scores

PACK

63score
Recommendation
BUY

RPAY

49score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric PACK RPAY Winner
Revenue 206.40M 181.50M PACK
Net Income -18.10M -20.93M PACK
Gross Margin 33.6% 72.8% RPAY
Net Margin -8.8% -11.5% PACK
Operating Income -6.20M -3.26M RPAY
ROE -3.5% -4.4% PACK
ROA -1.7% -1.3% RPAY
Total Assets 1.10B 1.61B RPAY
Cash 43.20M 83.66M RPAY
Debt/Equity 0.77 0.66 RPAY
Current Ratio 1.79 1.45 PACK

Relative Price Performance (Last 90 Days)

PACK 1M: -19.5% · 3M: -17.8% RPAY 1M: +11.4% · 3M: +19.7%

Current Technical Phase

PACK

Markdown
Sell / avoid

Price below a falling SMA50 (slope -6.2%), weak momentum, RSI 36

RSI (14): 36.2 · Price: $5.08

RPAY

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (3.5% over 20 days), RSI 56

RSI (14): 56.2 · Price: $4.01

Fundamentals Snapshot

Metric PACK RPAY
Market Cap
Forward P/E -508.0 3.2
Trailing P/E
Revenue (TTM)
Revenue Growth 0.1% 0.3%
Gross Margin 0.3% 0.7%
Operating Margin 0.0% 0.0%
EPS -0.43 -1.93
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, PACK is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.