PAY vs RELY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 19, 2026

PAY

73.8
AI Score
VS
PAY Wins

RELY

28.8
AI Score

Investment Advisor Scores

PAY

74score
Recommendation
STRONG BUY

RELY

29score
Recommendation
AVOID NEW MONEY

AI Analyst Insights

Detailed Metrics Comparison

Metric PAY RELY Winner
Forward P/E 28.2486 0 Tie
PEG Ratio 0 0 Tie
Revenue Growth 28.8% 20.2% PAY
Earnings Growth 81.8% 3000.0% RELY
Tradestie Score 73.8/100 28.8/100 PAY
Profit Margin 6.2% 16.9% RELY
Beta 1.00 1.00 Tie
AI Recommendation STRONG BUY AVOID NEW MONEY PAY

Relative Price Performance (Last 90 Days)

PAY 1M: +13.8% · 3M: +18.0% RELY 1M: +25.4% · 3M: +12.4%

Current Technical Phase

PAY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 58

RSI (14): 58.1 · Price: $34.07

RELY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 63

RSI (14): 63.1 · Price: $25.32

Fundamentals Snapshot

Metric PAY RELY
Market Cap — —
Forward P/E 31.5 15.7
Trailing P/E 50.1 18.4
Revenue (TTM) — —
Revenue Growth 0.3% 0.2%
Gross Margin 0.2% 0.6%
Operating Margin 0.1% 0.1%
EPS 0.66 1.38
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, PAY is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.