PAY vs S
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Nov 11, 2026
PAY
42.8
AI Score
VS
S Wins
S
49.3
AI Score
Investment Advisor Scores
AI Analyst Insights
AI insights temporarily unavailable
Detailed Metrics Comparison
| Metric | PAY | S | Winner |
|---|---|---|---|
| Revenue | 1.09B | 568.64M | PAY |
| Net Income | 73.92M | -169.56M | PAY |
| Gross Margin | 25.1% | 71.9% | S |
| Net Margin | 6.8% | -29.8% | PAY |
| Operating Income | 92.71M | -170.48M | PAY |
| ROE | 11.5% | -11.7% | PAY |
| ROA | 9.7% | -7.1% | PAY |
| Total Assets | 763.87M | 2.38B | S |
| Cash | 407.62M | 200.95M | PAY |
| Current Ratio | 4.82 | 1.45 | PAY |
| Free Cash Flow | 122.56M | 31.45M | PAY |
Relative Price Performance (Last 90 Days)
PAY 1M: +6.7%
· 3M: -19.4%
S 1M: -1.0%
· 3M: -0.3%
Current Technical Phase
PAY
NeutralHold
Mixed signals - no dominant trend phase, RSI 54
S
MarkupHold / add on dips
Price above SMA50, rising 50-day trend (3.2% over 20 days), RSI 51
Fundamentals Snapshot
| Metric | PAY | S |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 31.2 | -33.9 |
| Trailing P/E | 46.7 | — |
| Revenue (TTM) | — | — |
| Revenue Growth | 0.2% | 0.2% |
| Gross Margin | 0.3% | 0.7% |
| Operating Margin | 0.1% | -0.2% |
| EPS | 0.73 | -1.01 |
| Dividend Yield | — | — |
Frequently Asked Questions
Based on our detailed analysis, S is currently the stronger investment candidate, winning 2 of the key financial metrics based on our comprehensive scoring model.
We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.
Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.