PAYO vs SMWB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 14, 2026

PAYO

59.0
AI Score
VS
SMWB Wins

SMWB

63.8
AI Score

Investment Advisor Scores

PAYO

59score
Recommendation
HOLD

SMWB

64score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric PAYO SMWB Winner
Revenue 1.05B 282.60M PAYO
Net Income 73.19M -32.94M PAYO
Net Margin 7.0% -11.7% PAYO
Operating Income 124.67M -23.56M PAYO
ROE 10.4% -141.2% PAYO
ROA 0.8% -12.6% PAYO
Total Assets 8.96B 261.14M PAYO
Cash 415.54M 72.42M PAYO
Current Ratio 1.00 0.76 PAYO
Free Cash Flow 206.62M 13.15M PAYO

Relative Price Performance (Last 90 Days)

PAYO 1M: +0.8% · 3M: +1.0% SMWB 1M: -9.3% · 3M: -6.9%

Current Technical Phase

PAYO

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 66

RSI (14): 65.6 · Price: $7.20

SMWB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 40

RSI (14): 40.4 · Price: $7.97

Fundamentals Snapshot

Metric PAYO SMWB
Market Cap — —
Forward P/E 18.4 25.5
Trailing P/E 51.3 —
Revenue (TTM) — —
Revenue Growth 0.0% 0.1%
Gross Margin 0.9% 0.8%
Operating Margin 0.1% 0.0%
EPS 0.14 -0.25
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, SMWB is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.