PAYX vs XEL

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 02, 2026

PAYX

51.7
AI Score
VS
XEL Wins

XEL

65.8
AI Score

Investment Advisor Scores

PAYX

52score
Recommendation
HOLD

XEL

66score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric PAYX XEL Winner
Forward P/E 17.5439 15.9744 XEL
PEG Ratio 1.8455 1.7763 XEL
Revenue Growth 5.9% -5.1% PAYX
Earnings Growth 13.9% 24.0% XEL
Tradestie Score 51.7/100 65.8/100 XEL
Profit Margin 27.4% 15.3% PAYX
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

PAYX 1M: -13.2% · 3M: -4.4% XEL 1M: -5.8% · 3M: -8.4%

Current Technical Phase

PAYX

Markdown
Sell / avoid

Price below a falling SMA50 (slope -0.7%), weak momentum, RSI 34

RSI (14): 33.6 · Price: $101.55

XEL

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 47

RSI (14): 47.0 · Price: $72.42

Fundamentals Snapshot

Metric PAYX XEL
Market Cap — —
Forward P/E 17.2 16.0
Trailing P/E 19.8 19.9
Revenue (TTM) — —
Revenue Growth 0.1% -0.1%
Gross Margin 0.7% 0.5%
Operating Margin 0.4% 0.2%
EPS 5.10 3.65
Dividend Yield 0.05% 0.03%

Frequently Asked Questions

Based on our detailed analysis, XEL is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.