PFS vs SBCF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 20, 2026

PFS

65.5
AI Score
VS
SBCF Wins

SBCF

67.3
AI Score

Investment Advisor Scores

PFS

66score
Recommendation
BUY

SBCF

67score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric PFS SBCF Winner
Net Income 291.00M 91.43M PFS
ROE 10.3% 3.3% PFS
ROA 1.2% 0.4% PFS
Total Assets 24.98B 21.36B PFS
Cash 209.06M 429.94M SBCF
Free Cash Flow 430.73M 132.22M PFS

Relative Price Performance (Last 90 Days)

PFS 1M: -0.5% · 3M: -5.1% SBCF 1M: -0.2% · 3M: -0.9%

Current Technical Phase

PFS

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 51

RSI (14): 50.5 · Price: $22.54

SBCF

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 52

RSI (14): 51.6 · Price: $32.76

Fundamentals Snapshot

Metric PFS SBCF
Market Cap — —
Forward P/E 8.7 11.9
Trailing P/E 9.5 20.8
Revenue (TTM) — —
Revenue Growth 0.0% 0.4%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.5%
EPS 2.36 1.58
Dividend Yield 0.02% 0.02%

Frequently Asked Questions

Based on our detailed analysis, SBCF is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.