PNC vs USB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 24, 2026

PNC

60.9
AI Score
VS
PNC Wins

USB

52.3
AI Score

Investment Advisor Scores

PNC

61score
Recommendation
BUY

USB

52score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric PNC USB Winner
Revenue 5.14B 15.00B USB
Net Income 1.34B 4.12B USB
Net Margin 26.1% 27.5% USB
ROE 2.6% 6.1% USB
ROA 0.2% 0.6% USB
Total Assets 566.16B 725.92B USB

Relative Price Performance (Last 90 Days)

PNC 1M: +0.5% · 3M: -10.1% USB 1M: +2.0% · 3M: -6.2%

Current Technical Phase

PNC

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 50

RSI (14): 50.2 · Price: $224.46

USB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 54

RSI (14): 54.4 · Price: $59.58

Fundamentals Snapshot

Metric PNC USB
Market Cap — —
Forward P/E 10.5 10.2
Trailing P/E 11.9 11.7
Revenue (TTM) — —
Revenue Growth 0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.4%
EPS 19.00 5.14
Dividend Yield 0.03% 0.04%

Frequently Asked Questions

Based on our detailed analysis, PNC is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.