QFIN vs ENVA
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Oct 25, 2026
QFIN
ENVA
Investment Advisor Scores
ENVA
AI Analyst Insights
Detailed Metrics Comparison
| Metric | QFIN | ENVA | Winner |
|---|---|---|---|
|
Valuation
Lower P/E and PEG ratios suggest a stock may be undervalued relative to earnings and growth. Value investors prefer lower multiples. |
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| Forward P/E | 3.2712 | 8.3264 | QFIN |
| PEG Ratio | 0 | 0 | Tie |
|
Growth
Higher revenue and earnings growth rates indicate a company is expanding faster. Strong growth often justifies premium valuations. |
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| Revenue Growth | -31.6% | 31.1% | ENVA |
| Earnings Growth | -74.3% | 39.9% | ENVA |
|
Quality & Profitability
Higher Tradestie Score and profit margins reveal how efficiently a company operates. Strong profitability indicates competitive advantages. |
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| Tradestie Score | 36.0/100 | 53.9/100 | ENVA |
| Profit Margin | 22.3% | 21.0% | QFIN |
|
Risk Profile
Lower Beta and Implied Volatility values indicate reduced market risk. Conservative investors favor stocks with less price volatility. |
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| Beta | 1.00 | 1.00 | Tie |
|
Sentiment
AI Recommendation reflects overall analyst and proprietary sentiment. Stronger recommendations signal higher conviction. |
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| AI Recommendation | AVOID NEW MONEY | HOLD | ENVA |
Relative Price Performance (Last 90 Days)
Current Technical Phase
QFIN
MarkdownPrice below a falling SMA50 (slope -26.5%), weak momentum, RSI 16
ENVA
MarkdownPrice below a falling SMA50 (slope -12.4%), weak momentum, RSI 32
Fundamentals Snapshot
| Metric | QFIN | ENVA |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 0.3 | 7.7 |
| Trailing P/E | 1.3 | 13.4 |
| Revenue (TTM) | — | — |
| Revenue Growth | -0.3% | 0.3% |
| Gross Margin | 0.5% | 0.8% |
| Operating Margin | 0.3% | 0.3% |
| EPS | 4.19 | 13.23 |
| Dividend Yield | 0.23% | — |