QTWO vs PCTY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 03, 2026

QTWO

80.1
AI Score
VS
QTWO Wins

PCTY

63.3
AI Score

Investment Advisor Scores

QTWO

80score
Recommendation
STRONG BUY

PCTY

63score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric QTWO PCTY Winner
Revenue 436.27M 1.33B PCTY
Net Income 56.50M 209.44M PCTY
Gross Margin 59.2% 69.7% PCTY
Net Margin 12.9% 15.8% PCTY
Operating Income 57.03M 301.57M PCTY
ROE 8.8% 17.7% PCTY
ROA 5.8% 3.8% QTWO
Total Assets 968.42M 5.44B PCTY
Cash 99.92M 299.73M PCTY
Current Ratio 0.94 1.08 PCTY
Free Cash Flow 108.67M 405.84M PCTY

Relative Price Performance (Last 90 Days)

QTWO 1M: -11.9% · 3M: +5.6% PCTY 1M: -6.6% · 3M: +27.0%

Current Technical Phase

QTWO

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 40

RSI (14): 39.9 · Price: $56.38

PCTY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 49

RSI (14): 48.9 · Price: $144.47

Fundamentals Snapshot

Metric QTWO PCTY
Market Cap — —
Forward P/E 16.7 16.6
Trailing P/E 39.0 29.0
Revenue (TTM) — —
Revenue Growth 0.1% 0.1%
Gross Margin 0.6% 0.7%
Operating Margin 0.1% 0.2%
EPS 1.45 5.06
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, QTWO is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.