PCTY Stock Analysis: Buy, Sell, or Hold?
PCTY - Paylocity Holding Corporation Common Stock
$100.89
1.38 (1.39%)
▲
5d:
-5.65%
30d:
-9.69%
90d:
-12.34%
HOLD
LOW Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Aug 04, 2026
Get Alerted When PCTY Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: PCTY shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: PCTY shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$171.77
Based on 5.8% avg growth
INTRINSIC VALUE TODAY
$106.65
5.4% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 14.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PCTY is currently trading at $100.89, which is considered oversold relative to its 30-day fair value range of $104.71 to $115.41. From a valuation perspective, the stock is trading at a discount (Forward PE: 11.6) compared to its historical average (14.9). Remarkably, the market is currently pricing in an annual earnings decline of 8.0% over the next few years. This pessimistic expectation contrasts with the company's recent 27.3% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, PCTY is in a downtrend. The price is currently testing key support at $98.31. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $154.16 (+52.8%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, PCTY is in a downtrend. The price is currently testing key support at $98.31. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $154.16 (+52.8%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$104.71 -
$115.41
Company Quality Score
46/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
79.5%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 52.8% below Wall St target ($154.16)
- CAUTION: Recommendation downgraded due to -5.6% 5-day decline
Trading Range Analysis
30-Day Trading Range
$104.71 -
$115.41
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$98.31
Resistance Level
$114.16
Current Trend
Downtrend
Technical data as of
Jun 23, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.60
Wall Street Target
$154.16
(+52.8%)
Revenue Growth (YoY)
10.5%
Earnings Growth (YoY)
27.3%
Profit Margin
14.9%
Valuation Discount vs History
-8.0% cheaper
PE vs Historical
11.6 vs 14.9
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-8.0%
(market-implied from PE analysis)
1-Year Target
$92.82
(-8%)
2-Year Target
$85.39
(-15%)
3-Year Target
$78.56
(-22%)
3-Yr Target (if PE normalizes)
(PE: 12→15)
$100.93
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 7.6%)
$236.12
(+134%)
Base:
(SPY PE: 11.6, Growth: 7.6%)
$125.73
(+25%)
Bear:
(PE: 9.9, Growth: 7.6%)
$106.87
(+6%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (21x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 21.26 | Current EPS (TTM): $4.68
Bull Case
$203.47
(+102%)
Analyst growth 85.9%, PE expands to 23.4
Base Case
$184.97
(+83%)
Market implied 85.9%, PE stable at 21.3
Bear Case
$67.67
(-33%)
Severe decline -20.0%, PE contracts to 18.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 11.6 to 14.9
Stabilization Target:
$129.62
(+28.5%)
PE Expansion Potential:
+28.5%
Share & Embed Analysis
Last updated: June 23, 2026 6:23 PM ET
Data refreshes hourly during market hours. Next update: 7:23 PM
Data refreshes hourly during market hours. Next update: 7:23 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is PCTY showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Software - Application Stocks
Top-rated stocks in Software - Application by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
DDOG
Datadog Inc |
STRONG BUY
48 analysts |
$241 | 52 HOLD |
|
GRAB
Grab Holdings Ltd |
STRONG BUY
27 analysts |
$6 | 60 HOLD |
|
ESTC
Elastic NV |
STRONG BUY
30 analysts |
$75 | 58 HOLD |
|
MNDY
Monday.Com Ltd |
STRONG BUY
27 analysts |
$108 | 54 HOLD |
|
CRM
Salesforce.com Inc |
STRONG BUY
55 analysts |
$252 | 49 HOLD |
