ROOT vs HRTG

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 23, 2026

ROOT

31.9
AI Score
VS
ROOT Wins

HRTG

29.8
AI Score

Investment Advisor Scores

ROOT

32score
Recommendation
SELL

HRTG

30score
Recommendation
SELL

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric ROOT HRTG Winner
Revenue 426.85M 782.70M ROOT
Net Income 98.19M 61.30M HRTG
Net Margin 23.0% 7.8% HRTG
Operating Income 134.67M 75.50M HRTG
ROE 17.3% 18.7% ROOT
ROA 4.0% 3.7% HRTG
Total Assets 2.45B 1.67B HRTG
Cash 587.60M 509.60M HRTG
Debt/Equity 0.13 0.60 HRTG

Relative Price Performance (Last 90 Days)

ROOT 1M: +10.6% · 3M: -11.3% HRTG 1M: +11.0% · 3M: +29.0%

Current Technical Phase

ROOT

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 60

RSI (14): 60.1 · Price: $52.88

HRTG

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (6.6% over 20 days), RSI 62

RSI (14): 62.4 · Price: $36.82

Fundamentals Snapshot

Metric ROOT HRTG
Market Cap — —
Forward P/E 17.3 7.2
Trailing P/E 15.2 5.4
Revenue (TTM) — —
Revenue Growth 0.0% 0.0%
Gross Margin 0.4% 0.5%
Operating Margin 0.1% 0.4%
EPS 3.54 7.01
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, ROOT is currently the stronger investment candidate, winning 2 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.