SBCF vs SBSI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 11, 2026

SBCF

52.6
AI Score
VS
SBCF Wins

SBSI

28.1
AI Score

Investment Advisor Scores

SBCF

53score
Recommendation
HOLD

SBSI

28score
Recommendation
SELL

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric SBCF SBSI Winner
Net Income 151.30M 78.07M SBCF
ROE 5.8% 9.3% SBSI
ROA 0.7% 0.9% SBSI
Total Assets 21.19B 8.87B SBCF
Cash 303.25M 436.38M SBSI
Debt/Equity 0.04 0.25 SBCF
Free Cash Flow 270.86M 137.95M SBCF

Relative Price Performance (Last 90 Days)

SBCF 1M: +6.6% · 3M: -6.2% SBSI 1M: +15.0% · 3M: +5.8%

Current Technical Phase

SBCF

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 54

RSI (14): 53.7 · Price: $33.72

SBSI

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (0.8% over 20 days), RSI 66

RSI (14): 65.8 · Price: $34.94

Fundamentals Snapshot

Metric SBCF SBSI
Market Cap — —
Forward P/E 12.4 10.0
Trailing P/E 20.3 10.6
Revenue (TTM) — —
Revenue Growth 0.4% 0.7%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.5%
EPS 1.68 3.31
Dividend Yield 0.02% 0.04%

Frequently Asked Questions

Based on our detailed analysis, SBCF is currently the stronger investment candidate, winning 4 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.